Financial Planning
Long term planning to support your goals, values, and future lifestyle
Plan with purpose, not pressure
Financial planning isn’t about giving up today for some distant future. It’s about finding balance, enjoying life now while feeling confident about what’s ahead.
At Roxton Wealth, we provide financial planning that fits you. Whether you’re just starting out, building wealth, or preparing for later life, we take the time to understand your full picture and help you build a plan that’s realistic, flexible, and aligned with your goals.
No jargon. No judgement. Just clear, practical advice designed to give you direction and peace of mind.
Our Philosophy
You don’t need to abandon today to live well tomorrow.
Meaningful financial planning is not about how much money you have, it’s about mindset, clarity, and having a plan that works for your life. Whether you’re working with £1 or £1 million, the value of financial planning comes from understanding your options and making informed decisions over time.
Understanding your financial persona and being able to build up a relationship with your finances.
We focus on education and clarity, helping you understand how your finances work and how different choices can support both your current lifestyle and your future goals.
What Financial Planning Covers
Financial planning looks different for everyone, but typically includes:
- Building financial confidence and structure
- Short and long term goal planning
- Saving strategies and investment planning
- Retirement and later life considerations
- Legacy and inheritance planning
- Planning around major life events such as buying a home, starting a family, or changing careers
Your plan is reviewed and adapted as your life evolves — because financial planning isn’t a one off exercise.
How We Work
Our approach is calm, structured, and personal.
We take the time to listen, explain, and build a roadmap with you, not for you. Advice is paced to suit your needs and tailored to your learning style and communication preferences. Where required, we adapt our approach to support neurodiverse needs, including ADHD, dyslexia, autism, or British Sign Language.
The aim is not perfection, but progress, and a plan that continues to fit your life as it changes.
Who Financial Planning Is For
Financial planning isn’t just for high earners or complex situations. We work with people at all stages of life, including:
- Those looking to gain clarity and confidence with their finances
- Individuals and families planning for the future
- Business owners and professionals with changing circumstances
- People preparing for retirement or later-life decisions
Whether your finances are simple or complex, our role is to help you feel informed, supported, and in control.
The Areas We Advise On
As part of your financial plan, advice may include:
Investments
- Stocks & Shares ISAs
- General Investment Accounts (GIAs)
- Ethical and sustainable investments
Pensions & Retirement
- Workplace and private pensions
- Self-Invested Personal Pensions (SIPPs)
- Retirement income planning and drawdown
Savings & Tax Efficiency
- Tax-efficient saving strategies
- Aligning ISAs, pensions, and investments
Later-Life & Legacy Planning
- Retirement planning
- Inheritance tax planning
- Long-term care and later-life considerations
Advice is always tailored to your circumstances and not all areas will be relevant to everyone.
