Content & Creative Financial Scheme

Clear financial support for people earning through creativity and digital platforms.

The Content & Creative Financial Scheme is a Specialist Scheme delivered by Roxton Wealth for individuals earning income through digital platforms, creative work, performance, or personal brands.

It provides a joined-up approach to financial and mortgage advice, designed around irregular income, multiple revenue streams, platform dependency, and non-traditional career structures, helping creative professionals access clear, regulated advice in a supportive and practical way.

What is the Content & Creative Financial Scheme?

The Content & Creative Financial Scheme is not a platform partnership, not a creator programme, and not a separate advisory firm.

It is a structured advice framework delivered by Roxton Wealth, created to ensure that financial and mortgage advice reflects how people working in creative and digital industries actually earn, manage income, and plan for the future.

Through this scheme, individuals and organisations can access:

• A tailored approach to regulated financial and mortgage advice
• Clear explanations of complex or irregular income structures
• Structured access to financial education and guidance
• A consistent, transparent advice journey

All advice is provided on an individual basis, following full suitability assessments and FCA regulatory requirements.

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Why as a content or creative professional should I choose working with you?

Creative careers rarely follow traditional employment patterns.

You may be navigating:

• Irregular or fluctuating income
• Multiple income streams across platforms
• Reliance on algorithms or audience growth
• Short career cycles or income volatility
• Confusion around tax, affordability, and lending
• Difficulty accessing mortgages or financial products

The Content & Creative Financial Scheme is designed to provide clarity, structure, and reassurance.

Our approach focuses on:

• Understanding how and where your income is earned
• Explaining financial decisions in plain English
• Taking a whole-picture view of finances, not isolated transactions
• Helping you plan sustainably, without pressure or judgement

Advice is respectful, supportive, and suitability-led.

Why the Content & Creative Financial Scheme exists

Many creative professionals struggle to access financial advice that properly reflects their working reality.

This scheme exists because:

• Income is often non-standard or misunderstood
• Platform-based earnings can fluctuate significantly
• Traditional advice models are built around salaried employment
• Access to relevant financial education is limited

The Content & Creative Financial Scheme was created to provide a dedicated framework that improves access, understanding, and long-term confidence for people working in creative and digital industries.

Alongside advice, the scheme also places emphasis on financial education, supporting sustainable careers beyond short-term income cycles.

How the Content & Creative Financial Scheme works

1. Initial conversation
       A supportive discussion to understand your work, income streams, and priorities.
2. Information gathering
       Relevant financial information is reviewed so advice reflects your real income structure.
3. Advice meeting
       Financial and mortgage considerations are discussed together in a joined-up way.
4. Recommendations and next steps
       Any recommendations are clearly explained, suitability-led, and tailored to you.
5. Ongoing support
       Where appropriate, ongoing reviews or future support are provided as circumstances evolve.

Working with providers

Where appropriate, we engage with a range of regulated providers, including lenders, insurers, pension, SIPP, and investment providers, to better understand how products and criteria apply to creative and digital income.

This allows us to:

• Navigate lending options more effectively
• Interpret criteria in the context of irregular or platform-based income
• Identify existing solutions that may be suitable
• Present client circumstances clearly where discretion may be available

Any engagement with providers does not guarantee changes to products, pricing, or criteria.
All recommendations remain individual, regulated, and suitability-based, in line with FCA requirements.

Accessibility and education

We recognise that many creative professionals feel excluded from traditional financial systems.

Through the Content & Creative Financial Scheme, we aim where appropriate to:

• Provide clear and transparent pricing
• Improve access to regulated advice
• Deliver financial education sessions or guidance tailored to creative professionals

In some cases, scheme-led or organisation-supported arrangements may allow advice to be offered on preferential terms, subject to transparency and regulatory requirements.

Partnerships with creative organisations and platforms

The Content & Creative Financial Scheme may operate in collaboration with:

• Creative studios and collectives
• Content agencies and management firms
• Production companies and creative networks

These partnerships may allow structured access to regulated financial advice and education for creative teams or communities.

All advice provided through this scheme remains independent, individual, and in the client’s best interests, regardless of any partnership arrangement.

What the Content & Creative Financial Scheme can support with

Depending on individual circumstances, advice through this scheme may include:

• Mortgages and borrowing
• Protection planning
• Pensions and long-term financial planning
• Investments, where appropriate
• Managing variable income and cashflow
• Planning around career changes or platform shifts

Any advice provided is tailored to the individual and subject to full suitability assessments.

Why choose the Content & Creative Financial Scheme via Roxton Wealth?

This scheme is delivered by Roxton Wealth as part of our Specialist Schemes approach.

We believe financial advice should adapt to creative careers not force creatives into traditional financial models.

Through this scheme, we aim to:

• Improve access to regulated financial advice
• Support better financial understanding and confidence
• Work within existing systems while helping improve how they serve creative professionals
• Deliver advice in a calm, respectful, and fully regulated way

Important regulatory information

The Content & Creative Financial Scheme is delivered by Roxton Wealth. It is not a separate legal entity or advisory firm.

All financial and mortgage advice:

• Is provided on an individual basis
• Is subject to full suitability assessments
• Complies with FCA regulatory requirements
• Prioritises the client’s best interests at all times

Book an initial conversation

For individuals or organisations exploring access to the Content & Creative Financial Scheme.