Medexa Financial Scheme

Supporting those who care for others

The Medexa Financial Scheme is a Specialist Scheme delivered by Roxton Wealth for anyone working within the NHS.

It provides a joined-up approach to financial and mortgage advice, designed around NHS careers, working patterns, and real-life pressures, helping individuals and organisations access clear, regulated advice in a structured and supportive way.

What is the Medexa Financial Scheme?

The Medexa Financial Scheme is not a financial product, not a membership programme, and not a separate advisory firm.

It is a structured advice framework delivered by Roxton Wealth, created to ensure that financial and mortgage advice reflects the realities of working within the NHS.

Through Medexa, individuals and organisations can access:

• A tailored approach to regulated financial and mortgage advice
• Clearer understanding of options and next steps
• Structured access to financial education and guidance
• A consistent, transparent advice journey

All advice is provided on an individual basis, following full suitability assessments and FCA regulatory requirements.

Why as someone working within the NHS, should I choose working with you?

Working within the NHS often means putting others first, while your own financial decisions are pushed down the priority list.

You may be dealing with:

• busy or unpredictable schedules
• career progression that isn’t always linear
• pension and benefit decisions that feel complex
• major life changes alongside demanding work

The Medexa Financial Scheme is designed to meet you where you are.

Our approach focuses on:

• explaining things clearly, without jargon
• considering your finances as a whole, not in isolation
• respecting your time and working patterns
• helping you make informed decisions with confidence

Advice is calm, human, and tailored, not rushed or generic.

Why the Medexa Financial Scheme exists

Standard financial advice models are often built around assumptions that don’t always fit NHS careers.

Medexa exists because NHS professionals and teams face:

• complex pay and progression structures
• unique pension and benefit considerations
• limited time to engage with financial decisions
• difficulty accessing advice that feels relevant or affordable

The Medexa Financial Scheme was created to provide a dedicated framework that recognises these realities.

Where appropriate, we also engage with regulated providers to:

• better understand how criteria applies to NHS working patterns
• explore areas where clarity or interpretation may support better outcomes
• present client circumstances clearly and robustly where discretion may be available

Alongside advice, Medexa also aims to improve access to financial education, helping NHS professionals feel more confident and informed.

How the Medexa Financial Scheme works

1. Initial conversation
       We start by understanding your role, circumstances, and priorities.
2. Information gathering
       Relevant information is reviewed so advice is based on real facts, not assumptions.
3. Advice meeting
       Financial and mortgage considerations are discussed together, providing a joined-up view.
4. Recommendations and next steps
       Any recommendations are clearly explained, suitability-led, and tailored to you.
5. Ongoing support
       Where appropriate, future reviews or continued support can be provided.

Working with providers

Where appropriate, we engage with a range of regulated providers, including lenders, insurers, pension, SIPP, and investment providers, to better understand how products, features, and criteria apply to NHS roles and working patterns.

This allows us to:

• navigate options more effectively
• interpret criteria in the context of NHS employment structures
• identify existing solutions that may be suitable
• present client circumstances clearly where discretion may be available

Any engagement with providers does not guarantee changes to products, pricing, or criteria.
All recommendations remain individual, regulated, and suitability-based, in line with FCA requirements.

Accessibility and education

We recognise that access to regulated advice can sometimes feel difficult or out of reach.

Through the Medexa Financial Scheme, we aim, where appropriate, to:

• provide clear and transparent pricing
• support employer-led or organisation-supported access routes
• deliver financial education sessions or workshops for NHS teams

Any pricing or access arrangements are applied fairly, clearly disclosed, and fully compliant with regulatory standards.

Partnerships with NHS organisations and professional bodies

The Medexa Financial Scheme may operate in collaboration with:

• NHS trusts
• NHS organisations
• GP practices and clinics
• Relevant professional bodies and medical associations

These partnerships may allow organisations to offer their staff structured access to regulated financial and mortgage advice and education.

All advice provided through Medexa remains independent, individual, and in the client’s best interests, regardless of any partnership arrangement.

What Medexa can support with

Depending on individual circumstances, advice through Medexa may include:

• mortgages and home buying
• remortgaging and borrowing
• protection planning
• pensions and long-term financial planning
• investments, where appropriate
• managing financial change during life or career transitions

Any advice provided is tailored to the individual and subject to full suitability assessments.

Why choose Medexa via Roxton Wealth?

Medexa is delivered by Roxton Wealth as part of our Specialist Schemes approach.

Our belief is simple: finance should fit people’s lives, not force people into rigid systems.

Through Medexa, we aim to:

• provide clarity where things feel complex
• support better financial understanding
• work within existing systems while improving access and outcomes where possible
• deliver advice in a calm, human, and regulated way

Important regulatory information

The Medexa Financial Scheme is delivered by Roxton Wealth.
It is not a separate legal entity or advisory firm.

All financial and mortgage advice:

• is provided on an individual basis
• is subject to full suitability assessments
• complies with FCA regulatory requirements
• prioritises the client’s best interests at all times

Book an initial conversation

‍For individuals or organisations exploring access to the Medexa Financial Scheme.