Contractors & Company Directors
Flexible income deserves structured advice
If you’re a contractor or company director, your finances are rarely straightforward. Income may come through salary, dividends, retained profits, or short-term contracts and that can make accessing advice (and lending) harder than it needs to be.
At Roxton Wealth, we provide financial and mortgage advice tailored to contractors and company directors across the UK. We understand how businesses are structured and how personal and company finances interact, and we build advice around the full picture, not just a payslip.
How we can help
Mortgages
- Supporting applications using salary, dividends, retained profits, or contract income
- Advising on lender approaches for limited companies, umbrella workers, and CIS contractors
- Helping with residential, buy-to-let, second homes, and refinancing
Protection
- Income protection designed for directors and contractors
- Life and critical illness cover aligned with family and business responsibilities
- Business protection, including relevant life, shareholder, and key person cover
Pensions & Investments
- Tax-efficient director pension planning
- Balancing dividends, pension contributions, and long-term investments
- Reviewing existing arrangements and building a joined-up strategy
Financial Planning
- Bringing clarity to business vs personal finances
- Planning around growth, exit strategies, property, and family goals
- Ongoing reviews as your business and income evolve
Your finances should support your ambition, not complicate it.
