AthleteCore Financial Scheme

Financial advice designed for professional sport on and off the field at home and abroad.

The AthleteCore Financial Scheme is a Specialist Scheme delivered by Roxton Wealth for professional athletes, coaches, and individuals working across elite and competitive sport.

It provides a joined-up approach to financial and mortgage advice, designed around short career windows, variable and contract-based income, international mobility, and life beyond sport, helping individuals and sporting organisations access clear, regulated advice with confidence and long-term focus.

What is the AthleteCore Financial Scheme?

The AthleteCore Financial Scheme is not a management service, not an agent, and not a commercial sponsorship programme.

It is a structured advice framework delivered by Roxton Wealth, created to ensure that financial and mortgage advice reflects the real-world realities of professional sport.

Through AthleteCore, individuals and organisations can access:

• Regulated financial and mortgage advice tailored to sporting careers
• Clear explanations of income, contracts, and financial risk
• Structured access to financial education and long-term planning
• A consistent, transparent advice journey

All advice is provided on an individual basis, following full suitability assessments and FCA regulatory requirements.

Why as someone working in professional sport should I choose working with you?

Careers in sport are unique.

You may be navigating:

• Short and unpredictable earning windows
• Contracts that can change quickly
• Bonuses, prize money, or appearance fees
• Injury, performance, or selection risk
• International moves and overseas contracts
• Limited time to plan for life after sport

The AthleteCore Financial Scheme is designed to provide clarity, structure, and long-term confidence.

Our approach focuses on:

• Understanding how sporting income is earned and structured
• Explaining financial decisions clearly, without jargon
• Planning beyond active competition or coaching roles
• Supporting informed decisions that protect future wellbeing

Advice is calm, respectful, and suitability-led.

Why the AthleteCore Financial Scheme exists

Many athletes and coaches earn well during their careers, yet lack access to financial advice that truly understands professional sport.

This scheme exists because:

• Income is often irregular and time-limited
• Careers involve higher physical and employment risk
• Traditional advice models assume long-term stable employment
• Financial education is often missing within sporting environments

The AthleteCore Financial Scheme was created to provide a dedicated framework that supports financial stability, confidence, and life beyond sport.

International & Expat Considerations in Professional Sport

Professional sport is increasingly global.

Athletes, coaches, and performance staff often live, work, and earn across multiple countries throughout their careers, creating financial complexity that standard advice models rarely address properly.

You may be navigating:

• Overseas playing or coaching contracts
• International transfers or relocations
• Income paid in multiple currencies
• UK and non-UK residency considerations
• Returning to the UK after time abroad
• Settling long-term in the UK as an international professional

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The AthleteCore Financial Scheme takes a joined-up view of these realities.

Where appropriate, we:

• Consider how international careers impact financial planning
• Work alongside appropriate tax and legal professionals where needed
• Ensure advice reflects both current circumstances and long-term plans
• Support continuity and clarity, even when careers cross borders

All advice remains regulated, suitability-based, and focused on the client’s best interests.

How the AthleteCore Financial Scheme works

1. Initial conversation
       A confidential discussion to understand your sport, role, income structure, and priorities.
2. Information gathering
       Relevant financial and contractual information is reviewed carefully.
3. Advice meeting
       Financial, mortgage, and long-term considerations are discussed together.
4. Recommendations and next steps
       Any recommendations are clearly explained, suitability-led, and tailored to you.
5. Ongoing support
       Where appropriate, ongoing reviews are provided as careers and circumstances evolve.

Working with providers

Where appropriate, we engage with a range of regulated providers, including lenders, insurers, pension, SIPP, and investment providers, to better understand how products and criteria apply to professional sport.

This allows us to:

• Navigate lending options for variable or contract-based income
• Interpret criteria in the context of sporting and coaching careers
• Identify suitable solutions where available
• Present client circumstances clearly where discretion may apply

Any engagement with providers does not guarantee changes to products, pricing, or criteria.
All recommendations remain individual, regulated, and suitability-based, in line with FCA requirements.

Accessibility and education

We recognise that athletes and coaches often have limited time and limited exposure to structured financial education.

Through the AthleteCore Financial Scheme, we aim where appropriate to:

• Provide clear and transparent pricing
• Improve access to regulated financial advice
• Deliver financial education sessions for teams, academies, or groups

In some cases, organisation-led arrangements may allow advice to be offered on preferential terms, subject to transparency and regulatory requirements.

Partnerships with clubs and sporting organisations

The AthleteCore Financial Scheme may operate in collaboration with:

• Professional sports clubs and teams
• Academies and development programmes
• Coaching organisations and performance networks
• Sporting bodies and associations

These partnerships may allow structured access to regulated financial advice and education.

All advice provided through AthleteCore remains independent, individual, and in the client’s best interests, regardless of any partnership arrangement.

What AthleteCore can support with

Depending on individual circumstances, advice through AthleteCore may include:

• Mortgages and property planning
• Protection planning
• Pensions and long-term financial planning
• Investments, where appropriate
• Managing variable and international income
• Planning for career transitions and life after sport

Any advice provided is tailored to the individual and subject to full suitability assessments.

Why choose AthleteCore via Roxton Wealth?

AthleteCore is delivered by Roxton Wealth as part of our Specialist Schemes approach.

We believe financial advice for professional sport should protect today, prepare for tomorrow, and reflect the realities of global sporting careers.

Through AthleteCore, we aim to:

• Improve access to regulated financial advice
• Support long-term financial confidence
• Work within existing systems while helping clients navigate them more effectively
• Deliver advice in a professional, calm, and fully regulated way

Important regulatory information

The AthleteCore Financial Scheme is delivered by Roxton Wealth. It is not a separate legal entity or advisory firm.

All financial and mortgage advice:

• Is provided on an individual basis
• Is subject to full suitability assessments
• Complies with FCA regulatory requirements
• Prioritises the client’s best interests at all times

Book an initial conversation

For athletes, coaches, clubs, or organisations exploring access to the AthleteCore Financial Scheme.

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