TechCore Financial Scheme

Clear financial support for people building and scaling technology.

The TechCore Financial Scheme is a Specialist Scheme delivered by Roxton Wealth for people working across the technology sector, from early-stage startups to established scale-ups.

It provides a joined-up approach to financial and mortgage advice, designed around equity-based pay, fast-moving careers, global income, and rapid wealth creation helping individuals and organisations access clear, regulated advice in a structured and forward-looking way.

What is the TechCore Financial Scheme?

The TechCore Financial Scheme is not a financial product, not an employee benefit platform, and not a separate advisory firm.

It is a structured advice framework delivered by Roxton Wealth, created to ensure that financial and mortgage advice reflects how people in tech actually work, earn, and build value.

Through TechCore, individuals and organisations can access:

• A tailored approach to regulated financial and mortgage advice
• Clearer explanations of complex financial structures
• Structured access to financial education and guidance
• A consistent, transparent advice journey

All advice is provided on an individual basis, following full suitability assessments and FCA regulatory requirements.

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Why as someone working in tech should I choose working with you?

Careers in tech can move quickly, often faster than financial structures are put in place.

You may be navigating:

• Equity, shares, options, or RSUs
• Bonuses, commissions, or exit events
• Overseas income or remote working
• Rapid increases in income without long-term planning
• Limited time to pause and structure finances properly

The TechCore Financial Scheme is designed to provide clarity, structure, and confidence.

Our approach focuses on:

• Understanding how your income and equity actually work
• Explaining financial decisions in clear, practical terms
• Taking a whole-picture view of personal and professional finances
• Supporting smart decisions without overcomplication

Advice is modern, structured, and tailored, not outdated or generic.

Why the TechCore Financial Scheme exists

Many financial advice models are built around traditional career paths and predictable income.

TechCore exists because people working in tech often experience:

• Non-linear career progression
• Equity-driven wealth creation
• International exposure and complexity
• Rapid income changes with little guidance
• Delayed financial planning until key events occur

The TechCore Financial Scheme was created to provide a dedicated framework that supports early planning, better decision-making, and long-term sustainability.

Alongside advice, TechCore also places emphasis on financial education, helping people in tech better understand the financial implications of their work and rewards.

How the TechCore Financial Scheme works

1. Initial conversation
       A focused discussion to understand your role, income structure, and priorities.
2. Information gathering
       Relevant information is reviewed so advice is based on real detail, not assumptions.
3. Advice meeting
       Financial, mortgage, and long-term considerations are discussed together.
4. Recommendations and next steps
       Any recommendations are clearly explained, suitability-led, and tailored to you.
5. Ongoing support
       Where appropriate, continued support or reviews are provided as circumstances evolve.

Working with providers

Where appropriate, we engage with a range of regulated providers, including lenders, insurers, pension, SIPP, and investment providers, to better understand how products and criteria apply to technology professionals.

This allows us to:

• Navigate options more effectively
• Interpret criteria in the context of equity-based or variable income
• Identify existing solutions that may be suitable
• Present client circumstances clearly where discretion may be available

Any engagement with providers does not guarantee changes to products, pricing, or criteria.
All recommendations remain individual, regulated, and suitability-based, in line with FCA requirements.

Accessibility and education

We recognise that people working in tech often have limited time and fast-changing priorities.

Through the TechCore Financial Scheme, we aim, where appropriate, to:

• Provide clear and transparent pricing
• Support employer-led or organisation-supported access to advice
• Deliver financial education sessions or workshops for tech teams

In some cases, scheme-led or organisation-supported arrangements may allow advice to be offered on preferential terms, subject to transparency and regulatory requirements.

Partnerships with tech organisations

The TechCore Financial Scheme may operate in collaboration with:

• Startups and scale-ups
• Venture-backed businesses
• Remote-first technology companies
• Tech consultancies and platforms

These partnerships may allow organisations to offer structured access to regulated financial advice and education for their teams.

All advice provided through TechCore remains independent, individual, and in the client’s best interests, regardless of any partnership arrangement.

What TechCore can support with

Depending on individual circumstances, advice through TechCore may include:

• Mortgages and complex borrowing
• Protection planning
• Pensions and long-term financial planning
• Investments, where appropriate
• Structuring income, equity, and cashflow
• Managing financial change around exits or career transitions

Any advice provided is tailored to the individual and subject to full suitability assessments.

Why choose TechCore via Roxton Wealth?

TechCore is delivered by Roxton Wealth as part of our Specialist Schemes approach.

We believe financial advice for people building technology should be forward-thinking, flexible, and grounded in real-world structures.

Through TechCore, we aim to:

• Improve access to regulated financial advice
• Support better financial understanding and confidence
• Work within existing systems while helping improve how they serve the tech sector
• Deliver advice in a modern, structured, and fully regulated way

Important regulatory information

The TechCore Financial Scheme is delivered by Roxton Wealth.
It is not a separate legal entity or advisory firm.

All financial and mortgage advice:

• Is provided on an individual basis
• Is subject to full suitability assessments
• Complies with FCA regulatory requirements
• Prioritises the client’s best interests at all times

Book an initial conversation

For individuals or organisations exploring access to the TechCore Financial Scheme.