LegalLine Financial Scheme

Clear financial support for people working in law.

The LegalLine Financial Scheme is a Specialist Scheme delivered by Roxton Wealth for people working across the private legal sector.

It provides a joined-up approach to financial and mortgage advice, designed around the realities of legal careers, including partnership structures, self-employment, legal aid work, and contingent income, helping individuals and firms access clear, regulated advice in a structured and professional way.

What is the LegalLine Financial Scheme?

The LegalLine Financial Scheme is not a financial product, not a staff benefit scheme, and not a separate advisory firm.

It is a structured advice framework delivered by Roxton Wealth, created to ensure that financial and mortgage advice reflects how people in law actually work and earn.

Through LegalLine, individuals and organisations can access:

• A tailored approach to regulated financial and mortgage advice
• Clearer explanations of financial options and implications
• Structured access to financial education and guidance
• A consistent, transparent advice journey

All advice is provided on an individual basis, following full suitability assessments and FCA regulatory requirements.

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Why as someone working in law should I choose working with you?

Legal careers often come with financial complexity that standard advice does not always reflect.

You may be dealing with:

• Partnership or profit-share structures
• Drawings rather than fixed salaries
• Variable or contingent income
• Legal aid fee structures
• High professional responsibility and risk
• Limited time to step back and plan properly

The LegalLine Financial Scheme is designed to take a whole-picture view, helping you understand how financial decisions interact across your professional and personal life.

Our approach focuses on:

• Clear, plain-English explanations
• Structured and predictable advice processes
• Consideration of both personal and professional finances
• Helping you make informed decisions without unnecessary noise

Advice is professional, practical, and tailored — not generic or sales-driven.

Why the LegalLine Financial Scheme exists

Many financial advice models are built around simple employment structures that do not align well with how people in law are paid or progress.

LegalLine exists because professionals working in law often face:

• Complex income arrangements
• Fluctuating cashflow
• Borrowing and affordability challenges
• Pensions and long-term planning being delayed or overlooked

The LegalLine Financial Scheme was created to provide a dedicated framework that recognises these realities and supports better clarity, planning, and financial confidence.

Where appropriate, we also engage with regulated providers to:

• Better understand how criteria apply to legal income structures
• Explore areas where interpretation or clarification may support better outcomes
• Present client circumstances clearly and robustly where discretion may be available

How the LegalLine Financial Scheme works

1. Initial conversation
       A structured discussion to understand your role, income structure, and priorities.
2. Information gathering
       Relevant financial information is reviewed so advice is based on real detail.
3. Advice meeting
       Financial and mortgage considerations are discussed together, not in isolation.
4. Recommendations and next steps
       Any recommendations are clearly explained, suitability-led, and tailored to you.
5. Ongoing support
       Where appropriate, ongoing reviews or future support can be provided as circumstances evolve.

Working with providers

Where appropriate, we engage with a range of regulated providers, including lenders, insurers, pension, SIPP, and investment providers, to better understand how products and criteria apply to legal professionals.

This allows us to:

• Navigate options more effectively
• Interpret criteria in the context of partnership, self-employment, or contingent income
• Identify existing solutions that may be suitable
• Present client circumstances clearly where discretion may be available

Any engagement with providers does not guarantee changes to products, pricing, or criteria.
All recommendations remain individual, regulated, and suitability-based, in line with FCA requirements.

Accessibility and education

We recognise that access to regulated financial advice can sometimes feel limited or unclear for people working in law.

Through the LegalLine Financial Scheme, we aim — where appropriate — to:

• Provide clear and transparent pricing
• Support employer-led or organisation-supported access to advice
• Deliver financial education sessions or workshops for legal teams

In some cases, scheme-led or employer-supported arrangements may allow advice to be offered on preferential terms, subject to transparency and regulatory requirements.

Partnerships with legal practices and organisations

The LegalLine Financial Scheme may operate in collaboration with:

• Law firms and legal practices
• Legal aid organisations
• Chambers and professional networks
• Legal sector associations

These partnerships may allow organisations to offer structured access to regulated financial advice and education for their people.

All advice provided through LegalLine remains independent, individual, and in the client’s best interests, regardless of any partnership arrangement.

What LegalLine can support with

Depending on individual circumstances, advice through LegalLine may include:

• Mortgages and borrowing
• Protection planning
• Pensions and long-term financial planning
• Investments, where appropriate
• Cashflow and financial structuring
• Managing financial change during career progression or firm growth

Any advice provided is tailored to the individual and subject to full suitability assessments.

Why choose LegalLine via Roxton Wealth?

LegalLine is delivered by Roxton Wealth as part of our Specialist Schemes approach.

We believe financial advice for people in law should be structured, clear, and grounded in how the profession actually operates.

Through LegalLine, we aim to:

• Improve access to regulated financial advice
• Support better financial understanding and planning
• Work within existing systems while helping improve how they serve legal professionals
• Deliver advice in a calm, professional, and fully regulated way

Important regulatory information

The LegalLine Financial Scheme is delivered by Roxton Wealth.
It is not a separate legal entity or advisory firm.

All financial and mortgage advice:

• Is provided on an individual basis
• Is subject to full suitability assessments
• Complies with FCA regulatory requirements
• Prioritises the client’s best interests at all times

Book an initial conversation

‍For individuals or organisations exploring access to the LegalLine Financial Scheme.