Protection

Protect what matters, without pressure

Life doesn’t always go according to plan. Protection is about making sure that if something unexpected happens, you and the people who rely on you have financial stability and breathing space.

At Roxton Wealth, we provide protection advice that is clear, proportionate, and built around your real needs. Our role is not to sell policies, but to help you understand risks, options, and what level of cover genuinely makes sense for your life, your family, or your business.

No scare tactics. No over-insuring. Just thoughtful advice focused on resilience and peace of mind.

Our Approach to Protection

Protection isn’t about covering every possible scenario.

It’s about putting the right cover in place, nothing more, nothing less.

We take the time to understand:

• Who depends on you financially
• What would be at risk if your income stopped
• How long support might be needed
• What level of protection fits realistically within your wider financial plan

Protection works best when it’s meaningful, affordable, and properly understood.

The Areas We Advise On

Life Insurance

Life insurance provides financial support for your loved ones if the worst happens. It is often used to protect a mortgage, provide for family members, or support longer-term planning and legacy goals. Advice focuses on choosing the right type and level of cover for your circumstances.

Critical Illness Cover

Critical illness cover pays a lump sum if you’re diagnosed with a specified serious illness. This can help cover medical costs, reduce financial pressure, or provide flexibility during recovery and time away from work.

Income Protection

Your income is one of your most important assets. Income protection can provide a regular payment if illness or injury prevents you from working, helping cover everyday expenses and maintain financial stability while you recover.

Business Protection

For business owners, protection planning is about continuity and stability. We advise on solutions such as shareholder protection, partnership cover, and business loan protection, helping ensure the business can continue if something happens to a key individual.

Key Person Cover

Key person cover is designed to protect a business if a crucial team member becomes seriously ill or passes away. We help assess financial exposure and structure cover that supports cashflow, recruitment, or recovery if the unexpected occurs.

General Insurance

Buildings and contents insurance is often treated as a tick-box exercise, but it plays a key role in protecting your home and belongings. We help ensure cover is appropriate, accurately valued, and suited to your lifestyle, so there are no surprises if you ever need to make a claim.

What to Expect

Our protection advice is:

• Clear and jargon free
• Tailored to your personal or business circumstances
• Integrated into your wider financial plan
• Reviewed as your life or business changes

The aim is not to sell policies, but to help you feel confident that the right safety nets are in place.

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Insurance policies are subject to terms, conditions, exclusions, and underwriting. Your home may be repossessed if you do not keep up repayments on your mortgage.